This is unprecedented preferential loan by today's standards. We expect that students will be able to receive educational credits, starting from this academic year, ie from the autumn session
Interest rate is very low for students. We have laid down a rule under which the state will subsidize three-quarters of an interest rate of refinancing of the Central Bank. We now refinancing rate 11,5%, therefore, 8,625% will subsidize the state. For example, the Agricultural Bank is extending loans to at 14% per annum, and the student will actually pay 5,375%, "- said the agency.
Surety on the loan will state. The loan and interest thereon will be able to graduate within ten years after graduation. Integral Finance reported that the soft loan will be able to get students who have completed regular session.
They also need to learn in specialties that are in demand economies, or those which are included in the State plan for training of military-industrial complex. Be able to use credit and students studying for the professions that is the over-training, for example, economists and lawyers.
"The main criterion here should be a high competition for this specialty at a university in the previous year. In other words, if last year at one place for any specialty claimed at least two entrants with the Quartet" and "five", then a student of this university has the right to obtain a loan "- a source said.
According Integral Finance obtain soft loan to pay education will also be able applicants who have shown good results in the unified state examination in profile subject, but it could have collected a few points to pass - around 20% of the difference between open flow and a minimum score on the subject.
Let's 60 points - a passing score on a particular specialty of the budget, a minimum score - 20, in which case the loan may be eligible applicants who scored between 52 and 60 points.
